As of December 26, 2025, I have officially released ownership of my previous domain gmrafi.com. I am no longer associated with or responsible for any content, activities, or developments on that site.
My official and verified online presence is now under the national .bd domain:
- Website: www.gmrafi.com.bd
- Email: rafi@gmrafi.com.bd
This change reflects my commitment to using sustainable, official platforms for my academic research and web development work. For more details, see my [social media announcement](link to your post).
Thank you for your understanding!
Undergraduate Finance student at Army Institute of Business Administration (BUP-affiliated) operating at the intersection of FinTech research, academic data systems, and web architecture. Currently serving as the Institutional Research Assistant at Army IBA Sylhet alongside being a Founding Member at CFSBR.
Beyond academics, I am a dedicated WordPress web designer and an active participant in the open-source community. I regularly participate in hackathons and technological events, constantly seeking to expand my knowledge and apply it to real-world challenges. Additionally, I am involved in creative pursuits, including film production and scriptwriting for mental health awareness campaigns.
Published 7 Academic Works | 10+ Projects | 25+ Certifications
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Conference Paper (2026) "Financial Cyber Warfare and State Sovereignty: Revisiting the Bangladesh Bank Reserve Heist a Decade Later" Authors: Afshara Tasneem Zoa, Md Golam Mubasshir Rafi, Nishat Jahan Nowshin 1st RCASBC International Conference, University of Chittagong |
Conference Paper (2026) "Algorithmic Inclusion: A Conceptual Evaluation of AI-Driven Credit Risk Modeling for Sustainable MSME Financing" Authors: Md Golam Mubasshir Rafi 8th International Conference on Sustainable Development (ICSD) 2026, UIU |
Conference Paper (2025) "bKash's AI-Driven Nano Loans: Advancing Sustainable Microfinance in Bangladesh" Authors: Md Golam Mubasshir Rafi, Afshara Tasneem Zoa 2nd International Case Conference on Business and Management (ICCBM) 2025, BRAC University |
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Journal Article (2026) "Assessing the Socio-Economic Impact and Sustainability of Microfinance-Enabled Solar Home Systems in Rural Bangladesh" Authors: Fariha Fairouz Proma, Md Golam Mubasshir Rafi, Nowshin Noweer Nisa Atlantis Press (Springer Nature), ASSEHR Series |
Journal Article (2025) "Examining the Role of Repo Rate in Controlling Inflation: Analyzing the Dynamics of the Proportional Relationship" Authors: Mashrura Meshkat Punno, Md Golam Mubasshir Rafi International Journal of Sustainability and Multidisciplinary Research (IJSMR) |
Conference Paper (2025) "Exploring Mobile Financial Services (MFS) Adoption and Basic Financial Literacy Among Market Merchants in Sylhet" Authors: Md Golam Mubasshir Rafi, Israt Zarin Ruponty International Conference on Financial Literacy and Economic Wellbeing (ICFLEW) 2025 |
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Book Chapter (2024) "Chapter 2: Demand and Supply" Authors: Md. Golam Mubasshir Rafi, Md. Tanjimul Islam, Motasim Billah Sadi, Md. Imran Mahbub, Md. Limon Hossain, K. M. Nadimul Islam, Md. Munem Shahriar, Atifor Rahman, Abdun Nur Miad Basic Microeconomics: Application to Bangladesh Economy |
- MSEI-Bangladesh: Research Assistant (Digital Operations). Deploying National Living Standard Index Digital Infrastructure, featuring a unified policy terminal and KoBoCollect field ops across 8 divisions (420 households) with dual estimation models (Grant: NAPD, Ministry of Public Administration 2025-26).
- Dividend-Volatility Nexus: Research Assistant (Web & Data Infrastructure). Architecting Bayesian Econometric Data Portal for DSE (Grant: SUST Research Centre).
- FinTech & Financial Inclusion
- Information Systems
- Social Psychology & Behavioral Economics
- Strategic Intelligence & Business Analytics
- Monetary Policy & Economics
- Sustainable Business
WordPress, JavaScript, HTML, CSS, Python, Elementor, WooCommerce, React, Next.js, TypeScript, Supabase, Mapbox GL JS, SPSS Analytics
- NASA Open Science Essentials (NASA, 2025)
- Introduction to Python (DataCamp, 2025)
- Credit Analyst Job Simulation (Standard Chartered, 2025)
- Scopus Academy: Basic Search (Elsevier, 2025)
- Psychological First Aid (Johns Hopkins, 2023)
- WordPress Contributor Mentorship (WordPress.org, 2024)
- 1st Place Winner: Open Science Research Competition organized by SDG 360.
- 1st Place Champion: InkSpire Content Challenge organized by Data Solution-360.
- 2nd Place (Silver Award): Mentors' Scriptoria National Literary Fest 2026 (DU Writers' Hub) for Research Proposal.
- NASA Space Apps Challenge 2025: Global Nominee & Regional 1st Runner-Up with Team AIBA SpaceWeb (OrbitBiZ).
- FinEngine: Deterministic Finance Primitives for JavaScript & TypeScript (Creator & Lead Maintainer).
- OrbitBiZ - LEO Commerce Platform: Satellite Inspection-as-a-Service (SIaaS) platform for NASA Space Apps Challenge 2025.
- CFSBR C.A.S.E.: Strategic repository transforming undergraduate classroom assignments into citeable professional assets.
- MindMatters: Evidence-based mental health platform.
- The Bangladesh MFS Inclusion Radar: Strategic data terminal for MFS ecosystem analysis.
- AIBA Sylhet National Half Marathon 2025: Developed complete digital infrastructure serving 850+ runners.
- Blood Bank Management System: Comprehensive blood donation management system.
- AIBA Bus Tracking System: Real-time university bus tracking system.
- SSDRF Website (ssdrf.com) - Official website for research firm.
- WordPress Community: Active volunteer at WordCamp Dhaka 2025 and contributor to open-source initiatives.
- "Reach Out" - 90-second TVC on mental health awareness.
- "The Great Strangers" - A Sci-Fi Psychological Drama Script.
- "The Letter of Memories" - Family drama TVC script.
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Prof. Dr. Munshi Naser Ibne Afzal Professor, Dept. of Economics, SUST & Research Fellow, SSDRF munshinaser-eco@sust.edu
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Md. Iqbal Hossain Lecturer, Army Institute of Business Administration (Army IBA), Sylhet mdiqbal@aibasylhet.edu.bd