<bean class="com.namespace.demo.beans.Address" id="address" c:houseNo="12" c:city="Bhopal" c:locality="new mkt"/>

<bean class="com.namespace.demo.beans.Subject" id="subj" c:phy="50" c:chem="60" c:math="70"/>

<bean
        class="com.namespace.demo.beans.Student"
        id="useStudent"
        c:rollno="102"
        c:name="Nitesh"
        c:gender="male"
        c:address-ref="address"
        c:subj-ref="subj"
/>